How much can you borrow?

A lender will decide whether to give you a loan or credit based on a number of factors, including:

  • Your income.
  • The security of your job
  • Your credit history
  • Whether you have outstanding loans
  • Evidence of your savings
  • Whether you are borrowing on your own, or with someone else
  • Whether anyone will act as guarantor for you, if you are unable to repay the loan

Back to top